The important of insurance

Till today, insurance is still hardly regarded as important part of modern life. Most people will not consider it when have money and it will be first item to be taken off from the monthly payment list. Insurance has been treated as low priority item even below Astro.

In reality, insurance is like armor and we shall not go without it in the battle field. Yes, you heard it all the time, "I don't have enough money to pay for the premium ". Is that true? Except the hard core poor, every family is afford for the premium. If you can spent 300 per month on cigarette, why you can afford for 50 a month insurance premium? One will kill you and the later will provide protection for your family.

Most of us is having incorrect money concept. We have been influence by the commercialization too deeply and taking spending over saving. In the end, the big businesses will become richer and majority of us will go deeper in debt. And you are wonder why the poor got poorer.